Privacy Policy

Privacy Policy

Last Updated: January 2026

Finance Speak India (“we”, “our”, “us”) operates an educational website focused on providing basic knowledge and awareness related to the stock market and personal finance. This Privacy Policy explains how we collect, use, protect, and disclose information when you use our website.

By accessing or using this website, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of the website.

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1. Purpose of the Website

Finance Speak India is an educational platform only.
We do not provide investment advice, stock recommendations, or financial guarantees.

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2. Applicable Laws

This Privacy Policy is prepared in accordance with applicable Indian laws, including:

• Information Technology Act, 2000
• Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011
• Digital Personal Data Protection Act, 2023 (DPDP Act)

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3. Information We Collect

3.1 Personal Information

We may collect limited personal information only when voluntarily provided by users, such as:

• Name
• Email address
• Messages submitted through contact forms or feedback sections

We do not collect personal information without user consent.

3.2 Non-Personal Information

We may automatically collect non-identifiable data such as:

• IP address
• Browser type and device information
• Pages visited and time spent
• Referring URLs

This information is used only for analytics and website improvement.

4. Sensitive Personal Data

Finance Speak India does not intentionally collect sensitive personal data, including but not limited to:

• Financial account details
• PAN, Aadhaar, or government IDs
• Health or biometric information

If such data is accidentally shared, it will be deleted upon identification.

5. Use of Information

Collected information may be used to:

• Improve website content and user experience
• Respond to user queries or feedback
• Monitor website performance and security
• Comply with legal obligations

We do not sell, rent, or trade user data.

6. Cookies Policy

The website may use cookies to:

• Analyze traffic and usage patterns
• Improve website functionality

Users may disable cookies through browser settings; however, some features may not function properly.

7. Third-Party Services

We may use third-party services such as:

• Website analytics tools
• Hosting and security providers

These third parties have their own privacy policies, and we are not responsible for their practices.

8. External Links

Our website may contain links to external websites for reference or learning purposes.
Finance Speak India is not responsible for the privacy practices or content of third-party websites.

9. Data Storage and Security

We follow reasonable security practices to protect user information, including:

• Secure servers
• Limited access controls
• Monitoring for unauthorized access

However, no method of online transmission is completely secure.

10. Data Retention

• Personal data is retained only as long as necessary for its intended purpose
• Non-essential data is periodically deleted

11. User Rights (India – DPDP Act, 2023)

Users have the right to:

• Access their personal data
• Request correction or deletion
• Withdraw consent for data processing
• Raise grievances related to data usage

Requests can be made through the contact details provided on the website.

12. Children’s Privacy

Finance Speak India does not knowingly collect personal data from children under 18 years of age. If such data is identified, it will be removed.

13. Limitation of Liability

Finance Speak India shall not be held liable for:

• Data loss due to technical issues
• Inaccurate interpretations by users
• Financial losses resulting from decisions made using educational content

Use of this website is entirely at the user’s own risk.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the website indicates acceptance of the updated policy.

15. Consent

By using Finance Speak India, you acknowledge that you have read, understood, and agreed to this Privacy Policy.